Starting today, Monday, November 6, the ANSES Credits with new current amounts of up to 600 thousand pesos in the case of retirees and pensioners and of up to 1 million pesos for workers in a dependency relationship contributing to the SIPA.
In that sense, and as reported last week, the loans maintain the same conditions and requirements that they already had, but the amounts to be requested were expanded with the aim of promoting consumption and getting Argentine families out of debt with the lowest rates. .
Given that the ANSES loans in this case are for workers in a dependency relationship, they are not compatible with the Universal Child Allowance (AUH). They would only be in the case of retirees who receive said benefit and do not have a formal job.
ANSES credits for retirees and pensioners
Retirees and pensioners of the Argentine Integrated Pension System (SIPA) will be able to access loans up to 600 thousand pesos and the holders of Non-Contributory Pensions (PNC) and PUAM, of up to 250 thousand pesoswith a TNA of 29 percent, which means one third of what is offered on the market, and choose to return it in up to 24, 36 or 48 installments.
All retirees and pensioners are eligible to apply for them, that is, 7.7 million people.
At the moment, ANSES delivered 1,344,651 credits64 percent to women and 36 to men.
Remember that to obtain the loan you must take turn at www.anses.gob.ar to then be processed in person at the agency’s offices. If the conditions are met, the money will be deposited in the account in which the person collects their pension benefit.
ANSES credits for workers
Workers in a dependency relationship with salaries of up to 1,980,000 pesos (Income Tax floor that applies from today) may request their loan of up to 1 million pesos, with an Annual Nominal Rate (TNA) of 50 percent, in 24, 36 or 48 installments, the amount of which will be deposited on the credit card associated with the applicant’s salary account. The first installment will be deducted 3 months after receiving the loan.
This implies an increase of 150 percent of the previous maximum amount (400 thousand pesos) and it is estimated that it could reach more than 5.4 million people who would meet the requirements.
The measure aims to encourage consumption. Likewise, it seeks to be a tool to alleviate the debt situation that many working families are going through, who have committed to paying their credit cards with refinancing rates that are much more expensive than the credit they can access through ANSES.
To date, the pension agency has already granted 247,798 credits, 38 percent to women and 62 to men.
It should be remembered that the request must be made exclusively through the web of the organization, www.anses.gob.ar, or the application Mi CONSIDERED, every day from 10 a.m. to 8 p.m.
The post first appeared on www.ambito.com